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If you are having issues, maintaining repayments and experiencing difficulties negotiating with creditors to reach an amicable agreement on repayments a Financial Counsellor may be able to review your overall financial situation and present an array of options to assist with overcoming your financial problem. Some of these options may include -
- Payment,
- Non-payment,
- Pay by instalment,
- Partial payment in settlement of debt,
- Moratorium,
- Hardship variation,
- Debt consolidation,
- Refinancing,
- Waiver or write off,
- Selling assets, and
- Part Nine Debt Agreements and Bankruptcy.
Financial Counsellors are trained, experienced professionals having the skills and knowledge of consumer issues to be able to negotiate these options and present your case appropriately on your behalf to creditors if required or inform you of your rights.
If you require assistance, please call your local Financial Counsellor for an appointment.
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